Newnan Insurance Bad Faith Attorney
Policyholders who pay their premiums have a right to expect that the insurance coverage they paid for will be available when they need it. Unfortunately, this is not always the case. Some insurers place their company’s profit over their obligation to protect the people they insure and honor the terms of a policy contract.
If your insurance company has failed to pay a claim or provide you with legal defense, you may have a bad faith insurance claim. Contact Kam, Ebersbach & Lewis, P.C. for a free consultation. Our Newnan insurance bad faith attorneys will investigate the rights that you are entitled to under the law.
Why Choose Our Firm?
- We operate on a contingency-fee basis, meaning you pay us no legal fees until we secure compensation for you.
- We give dedicated personal attention to each of our clients, ensuring their legal needs are met.
- With more than two decades of experience working and living in the community we serve; our attorneys are committed to providing our clients with the exemplary representation they deserve.
Why You Need an Insurance Bad Faith Lawyer
Pursuing a bad faith insurance claim is not a small undertaking. The insurance company will be well-equipped to fight your claim and may make you a low-ball settlement offer. Insurance law is a complex field with different laws in every state, and courts interpreting the laws differently.
Our experienced attorneys will know how courts have interpreted bad faith laws in the past, as well as the right amount of damages to claim. We can negotiate with the insurance company on your behalf, tenaciously pursuing full and fair compensation for your losses.
What Is Bad Faith Insurance?
Insurance companies have a duty to act in good faith and treat their clients fairly. When they fail in these general obligations, it may constitute bad faith. It is not acting in good faith when an insurance company is protecting its own interests and looks for ways to boost profits by denying claims.
What Insurers Must Do to Act in Good Faith
Insurers have specific duties they must fulfill to avoid acting in bad faith. Those duties include:
- Responding to inquiries and correspondence in a timely manner
- Conducting timely and reasonable claims investigations
- Approving, denying, and paying claims within a reasonable timeframe
- Providing an explanation for denials, citing specific policy provisions
- Paying for damages up to policy limits in a liability action
- Defending the insured in a liability action in which at least one claim is potentially covered by the policy
Damages in an Insurance Bad Faith Claim
When an insurance company acts in bad faith, the policyholder who has suffered damages is entitled to seek relief through a lawsuit. In some cases, depending on the type of insurance, the exclusive remedy may be statutory.
Recovery for bad faith in mishandling liability insurance claims is greater. This is because, when an insurer denies or fails to pay a liability claim in bad faith, the insured suffers the threat of financial exposure in addition to the covered loss.
Contact Us Today
If you believe you may have an insurance bad faith claim, contact us online or at (770) 251-7100. Our Newnan insurance bad faith lawyers can tell you if you have a case and what damages you may be eligible to claim.