Newnan Underinsured Driver Accident Attorney
If you have been hurt in a traffic crash in Georgia that was caused by the negligence of another, the at-fault driver should compensate you for your injuries and losses. But what if the driver who caused your accident is uninsured or underinsured? Our experienced Coweta County personal injury attorneys at Kam, Ebersbach & Lewis, P.C. can help you pursue the compensation you deserve after an underinsured driver accident.
Why Choose Kam, Ebersbach & Lewis, P.C.?
At Kam, Ebersbach & Lewis, P.C. in Newnan, Georgia:
- We give each of our clients dedicated personal attention, ensuring their legal needs are met.
- We have more than 100 combined years of experience working and living in the community we serve and are committed to providing the exemplary representation you deserve.
- We operate on a contingency-fee basis – you pay us no legal fees until we recover compensation for you.
Why You Need an Underinsured Driver Lawyer
Insurance companies are for-profit organizations that operate with their own best interests in mind. Our experienced car accident lawyers in Newnan, can deal with insurance companies on your behalf, including the at-fault driver’s and your own insurance providers. We can guide your claim carefully through the process while protecting your rights and pursuing the maximum compensation available under the law.
Insurance Coverage Requirements in Georgia
As stated by the Georgia Insurance Commissioner, the minimum limits for automobile liability insurance required to drive on state public roads and highways is:
- Bodily Injury Liability: $25,000 per person; $50,000 per occurrence
- Property Damage Liability: $25,000 per occurrence
In the case of a serious accident, the minimum liability coverage required by law may not be enough to cover your medical expenses, property damage, and other losses.
Uninsured/Underinsured Motorist Coverage
For this reason, we recommend that our clients carry uninsured motorist (UM) and underinsured motorist (UIM) coverage. When you purchase an auto insurance policy, insurance companies are required by law to make UM/UIM available, unless you reject this coverage in writing. UM/UIM insurance provides protection if you are injured in an accident involving:
- A hit-and-run driver
- A driver who hits you while you are walking or bicycling
- A driver who has no auto insurance at all
- A driver who has an auto insurance policy with limits that are not enough to compensate you for your injuries
Uninsured/Underinsured Motorist Coverage Complications
When you buy auto insurance, you are entitled to the full protection your policy provides. However, unfortunately, even if your auto insurance policy includes UM/UIM coverage, complications may arise after an accident with injuries caused by an underinsured driver. To protect their own bottom line, insurance companies may refuse to pay your claim, delay payment, or offer a low-ball settlement that does not fully cover your losses.
Our Newnan car accident attorneys have extensive experience and a history of success dealing with insurance companies on behalf of our clients. In fact, we have seven out of 10 of the largest auto collision recoveries in Coweta County. We can help protect your legal rights and tenaciously pursue the maximum compensation you are entitled to receive.
Get in Touch with Us Today
If you have been injured in an automobile wreck caused by an underinsured driver, call Kam, Ebersbach & Lewis, P.C. at (770) 251-7100 schedule a free consultation. Our Coweta County personal injury lawyers have unmatched results in automobile accident cases, including more million-dollar settlements than any other law firm in the area.