Can a Motorcycle Accident Lawyer Help Me If My Claim Was Denied?

There are several scenarios in which a motorcycle accident claim may be denied. What we do, and the type of lawyer that does it, depends on whether you claimed from your own insurance company because nobody else was at fault, or whether you claimed from an at-fault driver’s insurance company. 

In general, a Newnan motorcycle accident lawyer can help you with a denied claim against someone else’s insurance. If, on the other hand, you were claiming from your own insurance, you may need help from our insurance bad-faith attorney. This article focuses on a motorcycle accident lawyer’s role, but some general tips apply in both instances. 

Why Motorcycle Accident Insurance Claims Are Denied

When insurance companies deny a claim, they must give you a reason. It is not always a reason that you know how to address, and in that case, you should consult a lawyer. Examples of reasons why a claim may be denied include:

• You did not claim from an at-fault party’s insurance company.
• The required insurance policy has lapsed or expired.
• You did not seek prompt medical attention.
• The claim documentation is incomplete or deemed incorrect. 
• You did not provide sufficient evidence to support the value of your claim. 

These reasons for denial of claims demonstrate some of the complexities that characterize a motorcycle accident insurance claim. A motorcycle accident lawyer will know how to address them and may even increase the total value of your claim by adding personal injury damages that you did not include in the original version. 

How a Motorcycle Accident Attorney Can Help You After an Initial Claim Was Denied

Assuming you were claiming from what you believed to be an at-fault driver’s insurance, your lawyer can choose a strategy based on the reason why your claim was denied. Some of the things they might do include:

• Investigate who was at fault so that you can claim against the correct insurance policy.
• File a lawsuit against an at-fault driver so that you can claim against their personal assets if their insurance policy has expired or lapsed. 
• Use expert witnesses to show that your injuries were caused by the motorcycle accident if a delay in seeking medical attention is the reason for denial.
• Ensure that you have factored in all your costs and have claimed for all the damages that may be due to you. 
• Correct any issues with your claim documentation and the evidence supporting your claim.
• Negotiate with insurance companies to reduce your chance of accepting an inadequate settlement.   

The last point is especially important. Insurance companies often challenge your claim to reduce the amount they have to pay out. It usually takes a lawyer with a strong understanding of insurance company tactics to prevent this from happening. 

Consult Our Motorcycle Accident Lawyer for Professional Advice

When an insurance company denies your claim, you should not give up hope. Get an opinion from an experienced lawyer and learn what your options may be. At Kam, Ebersbach & Lewis, P.C., your first consultation is free. Visit us to see what we can recommend and whether you can still recover an insurance settlement despite your claim being denied.